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A summary of the terms our culture utilizes to explain payday lenders very nearly lets you know all you need to understand. It checks out a little just like a description of the B-grade horror movie: predators, thieves, vampires, slave-drivers, or (my favourite) rapacious usurers.
But if they are therefore awful, exactly why are they every-where? Just why is it that, despite a apparently universal hatred they have popped up like mushrooms in cities across Canada for them?
Reducing the lending that is payday back again to video clip
The truth is that payday advances are awful. (more…)